Holiday Let Mortgage Specialists

Holiday let mortgages are used to finance properties
rented out on a short-term basis as holiday
accommodation. For landlords, the benefits of
owning a holiday let property can be very attractive.

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Holiday Let Mortgage Specialists

It may be possible to use your Holiday Let for personal use for up to 90 days.

Holiday Let Mortgage Specialists

Rental income can be significantly higher than traditional buy-to-let properties, particularly when located in a popular tourist hotspot.

Holiday Let Mortgage Specialists

There are tax advantages with holiday let mortgages that meet specific criteria.

Holiday Let Mortgage Specialists

Property usually appreciates in value, in the longer term which can be subject to falls, making a holiday let an asset that could make a considerable contribution to a comfortable retirement when sold.

Obtaining a holiday let mortgage.

Owning a Holiday Let may also allow you the freedom to enjoy some personal use
in the setting of your choice whilst also running it as a business.
The allowance of Personal use varies from lender to lender and generally it can be anywhere between 30 – 90 days. If this is something that is important to you, make sure you tell your Fort Advice Bureau adviser as this will need to become a feature of their research in finding the right solution for you.

The UK holiday let industry has been buoyant in recent years, as international holidaymakers have taken advantage of the Euro to Pound exchange rate to book trips to the UK. The popularity of staycations has also soared among UK residentsgenerating an even greater need for holiday let properties and allowing landlords to secure higher rental fees.

Owners can enjoy good rental yields and, providing the property qualifies as a bonefide Holiday Let according to whatever rules are prevailing at the time, it should be possible to enjoy whatever tax breaks are available to you. Please be sure to consult a tax adviser to understand what these may be and how they might benefit you. As an owner, it is possible for you to earn a sustainable income from your Holiday Let but it is important to realise that there are never any guarantees.

Speak To an Expert

Our job is to provide you with the expertise and knowledge to find you the most appropriate solution. Whether you’re investing in property or looking to buy your first home, our mortgage advisers can help.

We are the holiday let mortgage experts.

Holiday lets are a growing part of the UK property market, but specialist lenders remain relatively small in number and holiday let mortgages are different to other types of mortgages with different lending criteria. You will therefore need an expert adviser that understands the market and can identify the right finance options for you.

Our experienced team give tailored advice to suit the individual needs of our clients. As a whole of market for mortgages advisory business, we have established relationships with specialist holiday let mortgage lenders and access to some of the most suitable deals and products available.

Those considering setting up a holiday let business should consult a tax specialist to be certain of their tax arrangements.

Why Choose Fort Advice Bureau LTD?