Buying a Holiday Let via a Limited Company
Securing a holiday let mortgage via a limited company can be significantly more tax-efficient than buying as an individual. Our team of friendly and experienced advisors will find the most suitable mortgage that’s right for you and ensure it meets your short – and long-term needs.
Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority
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It may more advantageous to operate through a limited company. To safeguard your own interests, we would strongly urge you to seek the appropriate advice, perhaps an accountant or a tax adviser.
Securing a holiday let mortgage via a limited company can be significantly more tax-efficient than buying as an individual. Our team of friendly and experienced advisors will find the most suitable mortgage that’s right for you and ensure it meets your short – and long-term needs.
Additional Benefits of Mortgaging through a Limited Company.
If your holiday let is operated by a limited company, it remains legally separate from your personal assets, and you will have limited liability for any losses. Depending on the structure of your limited company, there may also be the opportunity to minimise the inheritance tax payable by family members when the property is sold.
If you already operate a trading company, as a property owner looking to secure a holiday let mortgage via a limited company, it may be beneficial to use a Special Purpose Vehicle (SPV) limited company. This is a limited company set-up just to hold investment property and will provide separation between the companies and their assets.
Other financial and accounting factors must be considered, but at Fort Advice Bureau we build a deep understanding of our clients’ motives for investing, enabling us to find tailored solutions that align perfectly.
Those considering setting up a holiday let business should consult a tax specialist to be certain of their tax arrangements.
Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority
Why Choose Fort Advice Bureau LTD?
- Our experienced Management Team has over 50 year's worth of combined knowledge in the mortgage industry.
- We can quickly assess your needs and compare the most suitable products to find you the most suitable deal.
- With an honest, transparent and consultative approach, we are 100 per cent focused on delivering a first-class service every step of the way.
- We build strong, long-lasting relationships with lenders and are not reliant on a computer-generated response.
