HOW WE CAN HELP

Mortgages are complex.
There are so many different providers and products to choose from.

A video from our Chief Executive

With no one-size-fits-all solution we can help as we know them all. Whether you’re looking to buy your first home, save money by remortgaging, wish to relocate, continue to build your property portfolio, or have bad credit. We can decipher the jargon. We will help you understand the market better and will assist you in making the right decision for your future.

 

With a management team with over five decades of combined experience, we can source the right mortgage at the right time and offer advice via an initial discussion which can be either face to face or on the telephone, without any obligation or cost. Having helped hundreds of first time buyers, home movers and developers, we’re confident we can find the most suitable deal for you.

To learn more about our specialist mortgage service or to speak to us about your goals and vision for the future, please call Charles Derby Mortgage Bureau (CDMB) today on
0330 094 5476.

Equity release will reduce the value of your estate and can affect your eligibility for means tested benefits.

Commercial mortgages are on a referral basis.

MORTGAGE ADVICE WITH A TAILORED, CONSULTATIVE APPROACH

We can provide a complete end-to-end service, acting on your behalf throughout the process of arranging your mortgage.

We can also shortlist the right deals and present them to you in a clear and digestible format, ensuring you have all of the information you could possibly need to make the right decision for your future. Our dependable team has researched and arranged mortgages for a diverse range of individuals and developers:

Your home may be repossessed if you do not keep up repayments on your mortgage.

We emphasise this warning for good reason, it is one to heed. No-one wants to lose their home because something bad happens. We can find you an affordable mortgage, whilst you are working. But what if you can’t work. We can arrange to help future proof you as best as possible, in case life, as it sometimes does, gets tough.

FIND AND SECURE THE RIGHT MORTGAGE WITHOUT STRESS AND CONFUSION

More than half (55%)* of homeowners found their home-buying experience stressful, but rather than accepting the process as nail-bitingly complex, it’s possible to find the right answers with specialist guidance.

Here at Charles Derby Mortgage Bureau, we can help you obtain a complete picture of the mortgage market, helping you carry out research to find the most suitable deal for your circumstances.

With a personalised approach, we can guide you through the process, saving you time and money. Having developed strong relationships with lenders, we have helped many residential and commercial customers access the most suitable mortgage rates.

Commercial mortgages are available by referral to a master broker only.

Fort Advice Bureau LTD

Welcomes

Charles Derby Mortgage Bureau

Get in touch for a free, no-obligation chat about how we might be able to help you.
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Fort Advice Bureau Ltd are the data controllers of any personal data you provide to us on this form. For further information on our uses of your personal data, please see the Fort Advice Bureau Ltd Privacy Policy.

*We'll only use this to contact you regarding this mortgage enquiry, it won't impact your credit rating.

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Experienced UK Wide Mortgage Brokers

Specialists in adverse bad credit mortgages

If you currently have bad credit, we understand how disheartening it can be when door after door is closed. If you wish to speak to us about your current situation please contact us.

Later Life Lending, explore your options with Charles Derby Mortgage Bureau, it is not just about retirement

It’s important to understand that later life lending is not just equity release. As a highly regarded mortgage advisory business, we can assess all of the options available to you.

Why Choose Fort Advice Bureau LTD?

Our experienced Management Team has over 50 year’s worth of combined knowledge in the mortgage industry.

We can quickly assess your needs and compare the most suitable products to find you the most suitable deal.

With an honest, transparent and consultative approach, we are 100 per cent focused on delivering a first-class service every step of the way.

We build strong, long-lasting relationships with lenders and are not reliant on a computer-generated response.

How we can help

Mortgages are complex. There are so many different providers and products to choose from.

With no one-size-fits-all solution we can help as we know them all. Whether you’re looking to buy your first home, save money by remortgaging, wish to relocate, continue to build your property portfolio, or have bad credit. We can decipher the jargon. We will help you understand the market better and will assist you in making the right decision for your future.

With a management team with over five decades of combined experience, we can source the right mortgage at the right time and offer advice via an initial discussion which can be either face to face or on the telephone, without any obligation or cost. Having helped hundreds of first time buyers, home movers and developers, we’re confident we can find the most suitable deal for you.

To learn more about our specialist mortgage service or to speak to us about your goals and vision for the future, please call Charles Derby Mortgage Bureau (CDMB) today on
0330 094 5476.

Equity release will reduce the value of your estate and can affect your eligibility for means tested benefits.

Commercial mortgages are on a referral basis.

We have access to the whole of market for mortgages to customers across the whole of the UK

Mortgage Advice With A Tailored, Consultative Approach

We can provide a complete end-to-end service, acting on your behalf throughout the process of arranging your mortgage.

We can also shortlist the right deals and present them to you in a clear and digestible format, ensuring you have all of the information you could possibly need to make the right decision for your future. Our dependable team has researched and arranged mortgages for a diverse range of individuals and developers:

Your home may be repossessed if you do not keep up repayments on your mortgage.

We emphasise this warning for good reason, it is one to heed. No-one wants to lose their home because something bad happens. We can find you an affordable mortgage, whilst you are working. But what if you can’t work. We can arrange to help future proof you as best as possible, in case life, as it sometimes does, gets tough.

First Time Buyers (FTB)

Getting a foot on the property ladder can be both daunting and exciting. Whether you’re in a position where you’re currently saving for a deposit, hoping to find a suitable deal thenwe can help you glide through the intricate mortgage maze, reaching the right deal for your dream home.

Moving Home

Moving to a new home is a huge step. Whether you plan on moving into a larger property that’s perfect for your growing family, wish to relocate to advance your career or want to make the move across town to reside in your desired catchment area, we can guide you through the various options.

Here at Charles Derby Mortgage Bureau, we take the time to look at your individual circumstances, carrying out research, paperwork and processing. 

Bad Credit Mortgages

With access to many specialist lenders, we have helped many clients get back on the road to recovery. Whether you have defaults, CCJ’s (satisfied or not), are in a Debt Management Plan or IVA, Poor Credit Score, have been bankrupt, we have dealt with it all.

The first thing is to understand what lenders see via the Credit Reference Agencies. Once we know what we are dealing with, we can quickly source which lenders are likely to be sympathetic.

Remortgage

We understand just how worrying it can be when your current deal is swiftly coming to an end, but it’s important to remember that remortgaging may offer a new opportunity to save money and remain in control of your mortgage. You may even decide to take advantage of a more competitive rate so it becomes cheaper on a monthly basis but want to accelerate your payments with the new lender thus reducing your term.

Whatever your purpose, we carry out all of the research comparing your existing product with the very latest offerings from the market. 

Buy To Let

With access to the mortgage market, we can search thousands of mortgage products to present you with the most suitable deals, helping you make a success of your investment. It’s certainly true that investing in property is much tougher than it once was, but whether you’re hoping to become a landlord for the very first time or already have a number of properties in your ever-growing portfolio, we can help you understand and assess the options available.

Whatever your chosen product, we will look to increase your monthly incomes whilst capturing long term capital growth. Whilst this is not something we can guarantee, we can offer some great rates which will help you better plan your portfolio.

Some Buy to Lets are not regulated by the Financial Conduct Authority.

Later Life Lending

With the advent of more lenders and much fairer products coming into this complex market, it is essential to get the right advice. If you’re over 50 and looking to boost your finances or pass funds to your children without having to sell your property, we can help you decide what product is right for you. Your family is welcome to join any meetings as this can help decision making.

Using our decades of experience in this market, we will only recommend products that are suitable for your individual needs and circumstances.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. Equity Release / Lifetime Mortgages / Home Reversion Plan will reduce the value of your estate and can affect your eligibility for means tested benefits. 

Find And Secure The Right Mortgage Without Stress And Confusion

More than half (55%)* of homeowners found their home-buying experience stressful, but rather than accepting the process as nail-bitingly complex, it’s possible to find the right answers with specialist guidance.

Here at Charles Derby Mortgage Bureau, we can help you obtain a complete picture of the mortgage market, helping you carry out research to find the most suitable deal for your circumstances.

With a personalised approach, we can guide you through the process, saving you time and money. Having developed strong relationships with lenders, we have helped many residential and commercial customers access the most suitable mortgage rates.

Commercial mortgages are available by referral to a master broker only. 

A highly experienced management team with over 50 years’ worth of knowledge and expertise

Talk to us, Your time, Your way, Your place. Telephone, Email or F2F.

With a tailored consultative approach, every member of our team is focused on delivering a first class service

We research on a whole of market basis, comparing thousands of mortgage products

Our team provides in-depth knowledge on the market and individual lenders, whilst we can quickly examine your financial status in the eyes of mortgages

Specialism in the Bad Credit Mortgage market

Working With A Panel Representative Of The Whole Of The Mortgage Market

No matter what type of property you’re looking to invest in, we cover a representative of the whole of the mortgage market, comparing the deals that can work for you.

Whether you’re looking to get assistance with Bad Credit Mortgages, wish to purchase a larger home, or are keen to purchase a second property or Holiday Let, we can give you access to exclusive deals vis the Quilter Financial Planning Network. We offer a tailored plain-spoken approach, helping you understand every aspect of your investment, such as rates, terms, lenders and features, so you can make an informed decision on your future.